Axis Bank Atlas
Axis Bank
Axis Bank Atlas is Axis Bank's flagship premium travel credit card, designed for high-frequency travellers who demand the best in airport lounge access, travel rewards, and international transaction benefits. The card's standout feature is its combination of unlimited domestic airport lounge access, zero forex markup on international transactions, and 5% accelerated reward points on travel bookings — making it one of the most compelling premium travel cards available in India. The unlimited complimentary domestic airport lounge access at 100+ airports across India through the Visa Lounge Access program is exceptional — most premium cards cap lounge visits at 8-12 per year. For business travellers who fly 3-4 times per month within India, this unlimited access can save ₹6,000-₹12,000 per year in lounge entry fees alone. The 4 complimentary international lounge visits per year (through LoungeKey) add meaningful value for occasional international travel. The zero forex markup on international transactions is a market-leading benefit, saving 2-3.5% on every foreign currency transaction compared to other credit cards. For frequent international travellers or online shoppers on international websites, this alone can save ₹15,000-₹30,000 per year on ₹5 lakhs of international spends. The 5% Edge Miles on travel bookings (flights, hotels, trains, and buses) via Axis Bank's Travel Portal is the highest travel reward rate available from any Indian credit card. For someone spending ₹3 lakhs per year on travel, this generates ₹15,000 in Edge Miles — 3x the annual fee in travel value. The card requires a minimum annual income of ₹10 lakhs for salaried individuals and is available to Indian residents aged 21-65 years. Source: Axis Bank official website, updated May 2026.
Key Facts
| Feature | Details |
|---|---|
| Joining Fee | ₹2,500 |
| Annual Fee | ₹5,000 |
| Reward Rate | [object Object]% |
| Cashback Rate | 0% |
| Lounge Access | Yes |
Features & Benefits
Pros & Cons
- Zero forex markup is excellent for international travellers
- Unlimited domestic lounge access is the best in class
- 5% on travel is industry-leading for travel-focused cards
- High annual fee of ₹5,000
- Requires high income of ₹10 lakhs+ per annum
- Annual fee reversal needs ₹4 lakhs annual spend
How to Apply
Review the eligibility criteria below and ensure you meet the income and credit score requirements.
Click "Apply Now" and fill in your personal, income, and KYC details online.
The bank reviews your application and approves within 2–5 working days. Card arrives in 3–7 days.