Bank of Baroda Select Credit Card

Bank of Baroda

The Bank of Baroda Select Credit Card is a public sector bank offering that provides a balanced mix of everyday rewards and basic travel perks at an affordable annual fee of ₹500 (waived on ₹1 lakh annual spend). The 1.5% reward rate on groceries and supermarkets is the standout feature in the entry-premium segment, making it valuable for households with significant grocery spending. Two domestic airport lounge visits per year, while limited, provide some travel perks without requiring a premium annual fee. The fuel surcharge waiver at all fuel stations adds modest savings for commuters. The card is issued by one of India's largest public sector banks, which appeals to customers who prefer the trust and reach of a government-owned bank. For those seeking more comprehensive lounge access and premium benefits, upgrading to a premium private sector card would be advisable, but as an entry point, the BoB Select delivers reasonable value at an accessible price point. Source: Bank of Baroda official website, updated May 2026.