SBI Card SimplySAVE
State Bank of India
The SBI Card SimplySAVE is a value-oriented credit card focused on everyday spending categories. The ₹999 annual fee (waived on ₹2 lakhs annual spend) makes it accessible for a wide range of applicants. The card offers 10X SBIGETAWAY reward points on dining, groceries, and movies at partner brands, and 1% reward points on all other transactions. This means cardholders who primarily shop at partner brands can earn significantly accelerated rewards. The fuel surcharge waiver of 1% capped at ₹100 per month provides modest savings for vehicle owners. While the card does not offer airport lounge access, its straightforward reward structure and affordable fee make it an attractive option for the budget-conscious spender who wants meaningful rewards without premium charges. Source: SBI Card official website, updated May 2026.
Key Facts
| Feature | Details |
|---|---|
| Joining Fee | ₹999 |
| Annual Fee | ₹999 |
| Reward Rate | [object Object]% |
| Cashback Rate | 0% |
| Lounge Access | Yes |
Features & Benefits
Pros & Cons
- Affordable annual fee
- Good for everyday spend
- 10X bonus at partners
- Waived on ₹2L spend
- No lounge access
- Complex reward structure
- 10X only at partner brands
How to Apply
Review the eligibility criteria below and ensure you meet the income and credit score requirements.
Click "Apply Now" and fill in your personal, income, and KYC details online.
The bank reviews your application and approves within 2–5 working days. Card arrives in 3–7 days.