Yes Bank Prospero
Yes Bank
The Yes Bank Prospero Credit Card is a well-rounded mid-tier card offering a balanced mix of dining rewards, lounge access, and entertainment benefits at a reasonable annual fee of ₹1,000 (waived on ₹1.5 lakhs annual spend). The 2% reward rate on dining at partner restaurants is competitive in its segment, and the 6 domestic plus 2 international airport lounge visits per year provide meaningful travel perks. The Buy 1 Get 1 free movie ticket offer on BookMyShow (up to ₹400) is a popular entertainment benefit that appeals to frequent movie-goers. The 1% reward rate on groceries and travel covers two additional high-frequency spending categories. Fuel surcharge waiver at HPCL, IOCL, and BPCL (capped at ₹150 per month) adds modest savings for vehicle owners. Credit shield up to ₹2 lakhs provides basic financial protection. The Yes Prospero is best suited for moderate-income individuals who want meaningful rewards across dining, groceries, and travel without paying premium annual fees. Source: Yes Bank official website, updated May 2026.
Key Facts
| Feature | Details |
|---|---|
| Joining Fee | ₹1,000 |
| Annual Fee | ₹1,000 |
| Reward Rate | [object Object]% |
| Cashback Rate | 0% |
| Lounge Access | Yes |
Features & Benefits
Pros & Cons
- Lounge access
- Good dining rewards
- Movie offer
- Moderate annual fee
- Limited international lounge visits
- Fuel waiver limited to select oil companies
- Limited bank network
How to Apply
Review the eligibility criteria below and ensure you meet the income and credit score requirements.
Click "Apply Now" and fill in your personal, income, and KYC details online.
The bank reviews your application and approves within 2–5 working days. Card arrives in 3–7 days.