Retirement
EPF
pronounced: [Eee-Pee-Eff]
Employees Provident Fund is a mandatory savings scheme for salaried employees where both employer and employee contribute 12% of basic salary.
The accumulated corpus earns interest and is tax-exempt on withdrawal after retirement.
Key Facts
| Fact | Value |
|---|---|
| Interest Rate | 12% p.a. |
| Tax Benefit | EEE (Exempt-Exempt-Exempt) |
Frequently Asked Questions
Last updated: 21 May 2026