FinWiz24Sign in
Loans

Hypothecation

pronounced: [H-y-p-o-t-h-e-c-a-t-i-o-n]

A legal arrangement where the borrower retains possession of movable property (like vehicles or inventory) while using it as security for a loan.

The lender has a charge on the asset.

Frequently Asked Questions

Related Terms

CollateralEMI
Vehicle Loan

Last updated: 21 May 2026