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Banking

Inbound Remittance

pronounced: [I-n-b-o-u-n-d- -R-e-m-i-t-t-a-n-c-e]

Transfer of funds from a foreign country to India, commonly received by NRIs or individuals from overseas family members.

Inward remittances are governed by FEMA and LRS guidelines.

Example

A ₹5 lakh personal loan at 10% p.a. for 3 years has an EMI of ₹16,607/month. Total payment = ₹5,97,852, of which ₹97,852 is interest.

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Last updated: 21 May 2026