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Loans

Overdraft Facility

pronounced: [O-v-e-r-d-r-a-f-t- -F-a-c-i-l-i-t-y]

A credit facility sanctioned by a bank allowing account holders to withdraw money beyond the available balance, up to an agreed limit.

Interest is charged only on the amount utilized.

Frequently Asked Questions

Last updated: 21 May 2026