Practical guides on term insurance, health cover, motor policies, and tax benefits — written for Indian buyers.
When you or a family member is hospitalized, the last thing you need is confusion about insurance claims. This guide explains both the cashless claim process (insurer pays hospital directly) and the reimbursement claim process (you pay first, insurer reimburses later) — with step-by-step instructions for each.
Insurance riders (add-on covers) enhance your base policy with additional protection. But some riders are worth the extra premium, while others are expensive and rarely useful. This guide explains the most common riders for life, health, and car insurance and helps you decide which ones to buy.
Whether you are traveling domestically within India or internationally, travel insurance protects you from unexpected costs — missed flights, lost baggage, medical emergencies abroad, and trip cancellations. This guide covers what travel insurance covers, how to choose the right plan, and what to do when you need to claim.
Term insurance is the purest form of life insurance — it pays a lump sum to your family if you die during the policy term, and pays nothing if you survive. It is also the cheapest form of life insurance, with ₹1 crore cover available from ₹500/month. This guide covers how to buy term insurance online in India.