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  1. Home
  2. /Investments
  3. /Stocks & Demat

Stocks & Demat

Open a Demat account, understand brokerage charges, and learn how to build a diversified equity portfolio in India.

Key facts

Demat requirement
Mandatory for holding shares electronically
Risk level
High — single-stock concentration risk
STT on delivery
0.1% on sell side (exchange rules)
LTCG on listed equity
12.5% above ₹1.25L gains/year
Beginner alternative
Index mutual funds or ETFs

Guides

Risk Profile Assessment: How to Know Your Risk Appetite

Before investing a single rupee, you need to know your risk profile — conservative, moderate, or aggressive. This guide walks you through a self-assessment framework, explains why your emotional risk tolerance matters more than your financial capacity, and how to match investments to your risk profile.

How to Start SIP in Mutual Funds: A Beginner's Complete Guide

SIP (Systematic Investment Plan) is India's most popular wealth-building tool for beginners. This guide covers how SIPs work, how to start one in 5 minutes, how to choose the right mutual fund, and what returns to expect over 5, 10, and 20 years.

How to Choose the Right Mutual Fund: Risk, Returns and Your Goals

With over 1,000 mutual fund schemes in India, picking the right one can be overwhelming. This guide breaks down how to evaluate a mutual fund — from expense ratio to fund manager track record to risk-adjusted returns — so you can make an informed decision.

How to Open a Demat Account: Step-by-Step Process

A Demat account holds your shares and securities in electronic form — it is required to buy and sell stocks on Indian stock exchanges. This guide explains how to open a Demat account with Zerodha, Groww, HDFC, or ICICI, the documents needed, and what happens after account opening.

First Stock Trade: How to Buy and Sell Shares in India

Your first stock trade can be made in under 5 minutes once your Demat account is ready. This guide walks you through placing your first buy order on NSE, understanding order types, what T+2 settlement means, and how to build a watchlist of stocks to watch before buying.

Articles

How to Create a Diversified Investment Portfolio on a Budget

You don't need ₹1 crore to build a diversified portfolio. Learn how to allocate investments wisely starting with as little as ₹5,000/month.

Top 10 Investment Options in India for Every Risk Appetite

From FDs to equity mutual funds, explore the 10 best investment options in India. Learn which instruments suit conservative, moderate, and aggressive investors.

Understanding Your Risk Profile: How to Choose the Right Investments

Your risk profile determines which investments suit you. Learn the 5 risk types, how to assess yours, and match investments to your comfort level.

SIP vs Lump Sum: Which Investment Method is Better

SIP or lump sum — which gives better returns? Learn the advantages and disadvantages of both strategies and when to use each one in India.

How to Start Investing in India: A Complete Beginner's Guide

First time investing in India? Learn how to open a Demat account, choose your first investments, and build a portfolio that grows your wealth over time.

Frequently Asked Questions

More answers in Investment Q&A

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