Pradhan Mantri Jan-Dhan Yojana brings unbanked households into the formal financial system with zero-balance accounts, RuPay cards, and linked insurance where applicable.
A current account is essential for businesses — it has no interest earnings but offers unlimited transactions, overdraft facilities, and cheque book access. This guide covers how to open a current account for a sole proprietorship, partnership, LLP, or private limited company.
Net banking gives you 24/7 access to your bank account from any browser. This guide explains how to register for internet banking with HDFC, SBI, ICICI, Axis, and other major banks — including what to do if you are locked out of an existing account.
KYC (Know Your Customer) is mandatory for all bank accounts in India. This guide covers the complete KYC process — from Aadhaar eKYC to in-person verification — including what documents are required, how to update KYC details, and what happens if your KYC is not updated.
UPI (Unified Payments Interface) powers over 10 billion transactions monthly in India. This guide covers everything from setting up UPI for the first time on Google Pay, PhonePe, or Paytm, to creating your first UPI ID and sending and receiving money.
You can now open a savings account with HDFC, ICICI, SBI, or Kotak in under 10 minutes using Aadhaar-based eKYC — no branch visit required. This guide covers the complete digital account opening process, required documents, and what to do after your account is active.