PFRDA · NPS Trust · MoF · RBI
Plan retirement in India with PFRDA-cited guides on NPS, PPF, Atal Pension Yojana, and Senior Citizen Savings Scheme. Tax benefits under 80CCD/80C, calculators, FAQs.
FinWiz24's retirement pillar consolidates every PFRDA-regulated scheme (NPS, Atal Pension Yojana), the Ministry of Finance small savings instruments (PPF, SCSS, PMVVY, MIS, RBI FRSB), and Section 80CCD / 80C / 80TTB tax planning into one editorial hub. Every rate, contribution cap, annuity rule, and withdrawal norm is sourced from PFRDA circulars, MoF notifications, the Income-tax Act, 1961, and the NPS Trust, and is re-verified by the FinWiz24 editorial team every quarter. Use the hubs below to dive into each scheme and the calculators, articles, guides, and community Q&A attached to it.
FinWiz24 retirement pages are written against the Pension Fund Regulatory and Development Authority Act, 2013, PFRDA circulars and notifications, the NPS Trust disclosures, the Public Provident Fund Act, 1968, the Government Savings Promotion Act rules, and the Income-tax Act, 1961 (Sections 80C, 80CCD, 80TTB). Our editorial team re-verifies contribution caps, interest rates, annuity rules, and exit norms whenever a PFRDA circular, MoF notification, or Finance Act is published. Calculator results are estimates only — always cross-check with the latest PFRDA portal, the Income Tax e-filing portal, and your tax advisor before investing.
PFRDA disclaimer:FinWiz24 is an independent information and comparison platform. We are not a Point of Presence (PoP), Pension Fund, Annuity Service Provider, or CRA. Open accounts only with PFRDA-registered intermediaries. Always verify contribution amounts, Section 80CCD/80C eligibility, and annuity terms on the official PFRDA portal and your tax advisor's confirmation before investing.
FinWiz24 Editorial Team. Last reviewed 3 June 2026. Verify primary sources at pfrda.org.in and incometax.gov.in.
Scheme details, contribution limits, tax benefits, and FAQs regulated by PFRDA or notified by the Ministry of Finance.
Personal Finance
The most common retirement planning question is how much is enough. This guide uses the realistic cost-of-living approach to calculate your retirement corpus — accounting for inflation, healthcare costs, and your expected lifestyle — so you know exactly what you need to save.
Personal Finance
Your net worth — assets minus liabilities — is the single most important number in personal finance. It tells you where you stand financially and whether you are making progress. This guide shows you exactly how to calculate it, track it, and use it to set financial goals.
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Personal Finance
At 30, you are likely earning more than ever before but also facing new financial responsibilities. This guide covers the specific financial milestones you should have hit by 30 — from emergency funds to insurance to investments — and what to prioritize next.
Primary sources
Every rule, limit, and rate is sourced from PFRDA circulars, the NPS Trust website, and Ministry of Finance notifications — never third-party blogs.
Verification
PPF rates, NPS Tier limits, APY pension slabs, and SCSS caps are re-verified quarterly and on every PFRDA notification. Last review: 3 June 2026.
Editorial
YMYL-gated. Every retirement article is human-reviewed before publication under FinWiz24's editorial policy.