HDFC Bank
HDFC Bank Savings Account is one of India's most popular banking products, offering a comprehensive suite of features for individuals, families, and businesses. With over 6,500 branches and 17,000+ ATMs across the country, HDFC Bank ensures you have easy access to your money whenever you need it. The account comes with a complimentary HDFC Bank Debit Card that can be used at over 2.5 lakh ATMs and millions of merchant outlets across India and abroad. The Debit Card also offers discounts on dining, travel, and shopping through the HDFC Bank Deals program. Digital banking is a key highlight — you get free access to HDFC Bank Mobile Banking, Net Banking, UPI, IMPS, NEFT, and RTGS. You can open a fixed deposit, apply for a credit card, or manage your investments without visiting a branch. The interest rate on the HDFC Bank Savings Account is 3.0% p.a. for balances up to ₹10 lakhs. For higher balances, the rate increases to 3.5% p.a. Interest is calculated on a daily basis and credited quarterly. To open an HDFC Bank Savings Account, you must be an Indian resident aged 18 years or above. The process is fully digital — you can apply online at hdfcbank.com, complete eKYC using Aadhaar and PAN, and receive your account number instantly. A wide range of identity and address proofs are accepted including Aadhaar, Passport, Voter ID, and Driver's Licence. Source: HDFC Bank official website, updated May 2026.
| Feature | Details |
|---|---|
| Interest Rate | 3% p.a. |
| Minimum Balance | ₹10,000 |
Review the eligibility criteria below. Most savings accounts require Indian residency, valid KYC documents, and a minimum age of 18 years.
Click "Apply Now", fill in your details, and complete KYC via Aadhaar eKYC, video call, or by uploading self-attested documents.
Once KYC is verified, your account is activated within 1–3 working days. You will receive your account number and can start transacting immediately.