5 of 5 loans
Bank Of Baroda
Bank Of Baroda Business Loan provides essential working capital and growth financing for self-employed individuals, entrepreneurs, and MSMEs. Whether you need funds to expand operations, purchase inventory, or manage cash flow, this collateral-free loan offers quick access to capital. With loan amounts up to ₹5 Crore and interest rates starting at 10% p.a., your business gets the financial boost it needs. **Key Benefits:** This business loan offers significant advantages: no collateral or property security required, removing the biggest barrier for MSMEs. The loan is processed quickly with minimal documentation for businesses with strong financials. Flexible repayment tenures up to 84 months help manage cash flow effectively. Working capital and term loan combinations are available for comprehensive financing. Balance transfer facilities let you consolidate existing debt at better rates. **How to Apply:** Bank Of Baroda Business Loans cater to self-employed individuals, proprietors, partners, and companies with a business vintage of at least 2-3 years. You must be an Indian citizen aged between 21 and 70 with a minimum annual turnover as specified by the bank. Documentation includes PAN card, Aadhaar, business registration proof, last 3 years ITR with P&L and balance sheets, bank statements for 12 months, GST returns, and address proof. Submit these at the branch or through the bank's business banking portal. The bank evaluates your business financials, credit score, and cash flow patterns before sanctioning. Upon approval, funds are credited to your business account within 10-20 working days. *Source: Bank Of Baroda official website, updated May 2026.*
Bank Of Baroda
Bank Of Baroda Car Loan enables you to drive home your dream vehicle with easy financing. Whether you are buying a new car or a well-maintained pre-owned vehicle, this loan covers up to 90% of the on-road price. With interest rates starting at 8.65% p.a. and flexible repayment options up to 7 years, purchasing a car has never been more convenient. **Key Benefits:** This car loan offers attractive benefits: high loan-to-value ratio covering up to 90% of the on-road price, meaning a lower down payment. Flexible tenure options from 12 to 84 months let you customize your EMI. Both new and used cars are eligible for financing. Fast processing, especially for existing bank customers, gets you behind the wheel quickly. Insurance coverage can be bundled with the loan for added convenience. **How to Apply:** To be eligible for the Bank Of Baroda Car Loan, you should be between 21 and 65 years with a minimum monthly income of 18,000/month. Both salaried and self-employed individuals can apply, though salaried employees get more competitive rates. Apply online by filling the loan application form with your car details, upload the required documents including PAN, Aadhaar, income proof, and car quotation from the dealer. The bank verifies your documents and credit profile before approving the loan. Upon approval, the loan amount is disbursed directly to the car dealer, and you start repaying EMIs from the following month. Processing takes 5-10 working days for most applications. *Source: Bank Of Baroda official website, updated May 2026.*
