3 accounts available
HDFC Bank
HDFC Bank Digital Savings Account is India's first fully digital bank account that can be opened without visiting a branch. Using a combination of Aadhaar eKYC and video KYC, you can open your account in under 10 minutes and receive your account number instantly. This variant is specifically designed for the digital-first generation. The account requires zero minimum average balance, making it ideal for students, freelancers, senior citizens who prefer digital banking, and even non-resident Indians who want an Indian savings account without the hassle of branch visits. You receive an instant virtual HDFC Bank Digital Debit Card that can be used for all online transactions, UPI payments, and merchant QR scans immediately after account activation. A physical RuPay debit card can be requested and delivered to your doorstep at no extra cost. All digital transactions — UPI, IMPS, NEFT, and RTGS — are free for Digital Savings Account holders. The account also supports opening of fixed deposits, recurring deposits, and investment in mutual funds through HDFC Bank's investment platform. The interest rate is 3.0% p.a., same as the regular HDFC Bank Savings Account, calculated daily and credited quarterly. There is no cap on the number of free digital transactions. Source: HDFC Bank official website, updated May 2026.
HDFC Bank
HDFC Bank Savings Account is one of India's most popular banking products, offering a comprehensive suite of features for individuals, families, and businesses. With over 6,500 branches and 17,000+ ATMs across the country, HDFC Bank ensures you have easy access to your money whenever you need it. The account comes with a complimentary HDFC Bank Debit Card that can be used at over 2.5 lakh ATMs and millions of merchant outlets across India and abroad. The Debit Card also offers discounts on dining, travel, and shopping through the HDFC Bank Deals program. Digital banking is a key highlight — you get free access to HDFC Bank Mobile Banking, Net Banking, UPI, IMPS, NEFT, and RTGS. You can open a fixed deposit, apply for a credit card, or manage your investments without visiting a branch. The interest rate on the HDFC Bank Savings Account is 3.0% p.a. for balances up to ₹10 lakhs. For higher balances, the rate increases to 3.5% p.a. Interest is calculated on a daily basis and credited quarterly. To open an HDFC Bank Savings Account, you must be an Indian resident aged 18 years or above. The process is fully digital — you can apply online at hdfcbank.com, complete eKYC using Aadhaar and PAN, and receive your account number instantly. A wide range of identity and address proofs are accepted including Aadhaar, Passport, Voter ID, and Driver's Licence. Source: HDFC Bank official website, updated May 2026.
HDFC Bank
HDFC Bank Senior Care Savings Account is a specialised savings account designed exclusively for Indian senior citizens aged 60 years and above. This account recognises the unique banking needs of retirees and senior individuals, offering them enhanced interest rates, priority services, and complimentary insurance coverage. The account offers an interest rate of 3.5% per annum — 50 basis points higher than the regular HDFC Bank Savings Account rate of 3.0%. This additional 0.5% can make a meaningful difference for retirees who maintain significant savings balances. Interest is calculated on a daily basis and credited quarterly to the account. A standout feature is the complimentary personal accident insurance cover of ₹5 lakhs, providing financial protection for seniors during their daily commute and travels. This is in addition to the standard debit card insurance that comes with premium variants. The Senior Care Debit Card offers unlimited free ATM withdrawals at all HDFC Bank ATMs across India — a significant benefit for seniors who prefer using cash for their daily expenses. The card is accepted at all HDFC ATMs, Visa-enabled ATMs worldwide, and millions of merchant outlets. HDFC Bank also provides dedicated relationship managers for Senior Care account holders who maintain a balance of ₹5 lakhs or more, offering personalised financial advisory services for retirement planning, mediclaim, and investment products. Source: HDFC Bank official website, updated May 2026.