5 cards available
ICICI Bank
ICICI Bank Amazon Pay credit card is the most rewarding credit card for Amazon shoppers in India, offering a market-leading 5% cashback on Amazon.in purchases capped at ₹1,000 per month. At a nominal annual fee of just ₹500 — reversed on spending ₹60,000 per year — the card delivers extraordinary value for regular Amazon shoppers who buy everything from electronics and household items to groceries and personal care products. For a household that spends ₹20,000 per month on Amazon.in (not unusual for families with children, given the platform's wide range of products), the 5% cashback translates to ₹1,000 per month or ₹12,000 per year in Amazon Pay balance — a 24x return on the ₹500 annual fee. The ₹1,000 monthly cap means the card provides maximum benefit up to ₹20,000 in Amazon purchases per month. The welcome Amazon Pay e-gift card of ₹500 on payment of the joining fee effectively makes the first year free, as the welcome benefit exceeds the ₹500 joining fee. This is an exceptional welcome offer for a card with such a low annual fee. Beyond Amazon, the card earns 1.5% cashback on grocery and supermarket spends, 1% on dining and food delivery platforms (Swiggy, Zomato, and restaurant spends), and 0.5% on all other transactions. The 1% fuel surcharge waiver at HPCL fuel stations adds further everyday value. The card requires a minimum annual income of ₹3 lakhs and is available to individuals aged 21-55 years. The ₹60,000 annual spending threshold for annual fee reversal is approximately ₹5,000 per month — highly achievable for most working individuals even without Amazon purchases. Source: ICICI Bank official website, updated May 2026.
ICICI Bank
ICICI Bank American Express Platinum is the most prestigious credit card in ICICI Bank's portfolio, positioned for ultra-high-net-worth individuals (UHNIs) and C-suite executives who demand the very best in travel privileges, lounge access, and international benefits. As an American Express card, it offers access to the Amex Global Lounge Collection — the world's largest network of airport lounges, covering over 1,000 airport lounges across 130+ countries. The card's unlimited domestic airport lounge access at 100+ airports in India through the Amex network is a standout feature, as most premium cards cap lounge visits at 8-12 per year. For frequent domestic travellers — particularly those who fly multiple times per month for business — unlimited lounge access can be worth lakhs of rupees annually in saved lounge entry fees. The zero forex markup on international transactions is the best in the Indian credit card market. Most credit cards charge 2-3.5% forex markup on foreign currency transactions; the Amex Platinum charges nothing, making it the default card for anyone who travels internationally or shops on international websites. On ₹5 lakhs of annual international spends, this saves ₹10,000-₹17,500 compared to other premium cards. The 1% value back on all spends — without any category restrictions, caps, or conditions — is refreshingly simple. Unlike many premium cards that offer 5% on specific categories with monthly caps, the Amex Platinum delivers 1% on everything, everywhere. For high spenders, this simplicity is a significant advantage. Premium concierge services provide 24/7 assistance for travel bookings (flights, hotels, holiday packages), restaurant reservations at exclusive establishments, and entertainment event bookings including concerts and sporting events. The complimentary golf games at prestigious courses across India and abroad — 6 per year — is a valued benefit for business executives. Source: ICICI Bank official website, updated May 2026.
ICICI Bank
ICICI Bank Coral is a lifestyle-focused credit card that rewards dining and food delivery spends with accelerated reward points, making it particularly attractive for India's growing base of food enthusiasts who regularly order from Swiggy and Zomato or dine at restaurants. At an annual fee of ₹1,500 — reversed on spending ₹2 lakhs per year — the card provides a balanced mix of dining rewards, airport lounge access, and everyday savings. The card's 2X Reward Points on dining and food delivery is its standout feature, delivering effectively 2% value back on restaurant spends, Swiggy, Zomato, and other food delivery platforms. For urban professionals who spend ₹5,000-₹10,000 per month on dining and food delivery, this can generate ₹100-₹200 per month in reward points — ₹1,200-₹2,400 per year, well above the annual fee. Six complimentary domestic airport lounge visits per year (provided through the Visa Lounge Access program) offer meaningful value for occasional travellers. These visits can be used across 100+ airports in India, making the card useful for the regular domestic flyer who doesn't travel frequently enough to justify a premium unlimited-lounge card. The 1% fuel surcharge waiver at HPCL, BPCL, and IOCL fuel stations provides additional savings for commuters, while the Buy 1 Get 1 movie ticket offer on BookMyShow (twice per month, up to ₹200 off per ticket) adds entertainment value for couples. The ₹2 lakhs annual spending threshold for annual fee reversal is approximately ₹16,667 per month — achievable for most working professionals with reasonable dining and shopping spends. Source: ICICI Bank official website, updated May 2026.
ICICI Bank
ICICI Bank Expressions is a lifestyle-focused credit card that rewards fashion and apparel shopping, targeting the large base of Indian consumers who regularly shop for clothing and accessories online at Myntra and Jabong (owned by Flipkart Group). The card's 1.5% cashback on fashion purchases makes it a worthwhile addition to a wallet for anyone with significant clothing spend. With India's fashion e-commerce market growing at 25%+ annually and Myntra being one of the largest players, the Expressions card addresses a real spending category. For someone who spends ₹5,000 per month on fashion (clothing, footwear, accessories for family), the 1.5% cashback translates to ₹75 per month or ₹900 per year. The card's zero joining fee is a key differentiator — unlike most premium cards that charge ₹500-₹6,000 as a joining fee, the Expressions card is free to apply. This makes it one of the most accessible rewards cards in India, requiring only the annual fee of ₹500 (reversed on spending ₹40,000 per year) for ongoing benefits. Dining and food delivery cashback of 1% on Swiggy, Zomato, and restaurant spends provides additional value for urban consumers, while the 1% fuel surcharge waiver at HPCL fuel stations adds a modest everyday saving for commuters. The card requires a minimum annual income of just ₹2 lakhs and is available to individuals aged 21-55 years, making it one of the most accessible lifestyle credit cards available in India. Source: ICICI Bank official website, updated May 2026.
ICICI Bank
ICICI Bank Rubyx is a travel-focused rewards credit card that delivers accelerated reward points on travel bookings, dining, and everyday spends. At an annual fee of ₹2,000 — reversed on spending ₹4 lakhs per year — the card targets frequent domestic and international travellers who want strong reward rates combined with airport lounge access on both routes. The card's 3X Reward Points on travel bookings (flights, hotels, holiday packages) is its primary differentiator, delivering 3% value back on travel spends. For someone who spends ₹2 lakhs per year on flights and hotels, this translates to ₹6,000 in reward points — 3x the annual fee in travel value alone. The accelerated dining reward of 2X (2% value back) further enhances the card's appeal for frequent diners and food delivery users. Eight complimentary domestic airport lounge visits per year (through the Visa Lounge Access program) and 4 international lounge visits per year provide meaningful travel benefits, especially for the frequent flyer who takes 2-3 domestic flights per quarter. The lounge visits can be shared with a companion in some airport lounge programs. The 1% fuel surcharge waiver at HPCL, BPCL, and IOCL fuel stations adds a modest everyday saving for commuters, while the Rubyx card's premium positioning is reinforced by its dedicated customer service helpline and priority service at ICICI Bank branches. The ₹4 lakhs annual spending threshold for annual fee reversal is approximately ₹33,333 per month — achievable for high-earning professionals who have significant travel, dining, and lifestyle expenses. Source: ICICI Bank official website, updated May 2026.