RBI · SEBI · Ministry of Finance
Physical gold, Gold ETFs, and Sovereign Gold Bonds — compare costs, liquidity, tax, and how much gold belongs in your portfolio.
Gold data on this hub is sourced from the Reserve Bank of India (Sovereign Gold Bond) scheme, the SEBI (Gold Exchange Traded Fund) Regulations, the Government Savings Promotion Act, 2018 (SGB tenor and 2.5% interest), the Customs Act (gold import duty), and the Income-tax Act (capital-gains treatment). Indicative SGB tenor, interest rate, and capital-gains exemption are re-verified on every RBI / MoF notification.
Before investing a single rupee, you need to know your risk profile — conservative, moderate, or aggressive. This guide walks you through a self-assessment framework, explains why your emotional risk tolerance matters more than your financial capacity, and how to match investments to your risk profile.
SIP (Systematic Investment Plan) is India's most popular wealth-building tool for beginners. This guide covers how SIPs work, how to start one in 5 minutes, how to choose the right mutual fund, and what returns to expect over 5, 10, and 20 years.
With over 1,000 mutual fund schemes in India, picking the right one can be overwhelming. This guide breaks down how to evaluate a mutual fund — from expense ratio to fund manager track record to risk-adjusted returns — so you can make an informed decision.
A Demat account holds your shares and securities in electronic form — it is required to buy and sell stocks on Indian stock exchanges. This guide explains how to open a Demat account with Zerodha, Groww, HDFC, or ICICI, the documents needed, and what happens after account opening.
Your first stock trade can be made in under 5 minutes once your Demat account is ready. This guide walks you through placing your first buy order on NSE, understanding order types, what T+2 settlement means, and how to build a watchlist of stocks to watch before buying.
National Savings Certificate and tax-saving fixed deposits both offer Section 80C benefits. Comparing returns, safety, and liquidity helps choose the right tax-saving option.
You don't need ₹1 crore to build a diversified portfolio. Learn how to allocate investments wisely starting with as little as ₹5,000/month.
From FDs to equity mutual funds, explore the 10 best investment options in India. Learn which instruments suit conservative, moderate, and aggressive investors.
Your risk profile determines which investments suit you. Learn the 5 risk types, how to assess yours, and match investments to your comfort level.
SIP or lump sum — which gives better returns? Learn the advantages and disadvantages of both strategies and when to use each one in India.
First time investing in India? Learn how to open a Demat account, choose your first investments, and build a portfolio that grows your wealth over time.
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FinWiz24 investment pages are written against the Securities and Exchange Board of India (SEBI) Act, 1992, the SEBI (Mutual Funds) Regulations, 1996, SEBI (Stock Brokers) Regulations, 1992, RBI's Master Directions on interest rates on deposits, the Pension Fund Regulatory and Development Authority Act, 2013, the Public Provident Fund Act, 1968, the Government Savings Promotion Act, 2018 (for SSY and SGBs), and the Income-tax Act, 1961 (Sections 10, 54F, 80C, 80CCD, 112A, 115T). Our editorial team re-verifies expense ratios, indicative PPF and SSY rates, SGB interest and tenor, FD TDS thresholds, and cost-of-capital figures whenever a SEBI circular, RBI directive, Ministry of Finance notification, or Finance Act is published. Calculator results are estimates only — always cross-check with the latest SEBI / AMFI portal, the PFRDA / NPS Trust portal, your bank's latest rate card, and your tax advisor before investing.
FinWiz24 Editorial Team. Last reviewed 3 June 2026. Verify primary sources at sebi.gov.in, amfiindia.com, and incometax.gov.in.